• Alto, Chang & Associates Financial Management

    Achieving your Financial Goals

    Learn More

Business Owners

Strategies to help increase your personal cash flow, keep key employees and protect your business.

Latest news

Understanding Registered Education Savings Plans (RESPs) in Canada

/in , , , , , /by

Dive into the details of Registered Education Savings Plans (RESPs)! This guide covers how RESPs work, eligibility criteria, benefits, and government grants such as the Canada Education Savings Grant. Learn how to open an RESP and safeguard your child’s educational future.

Read more

Retirement Planning

/in , , , , , , /by

Most of us understand the benefits of sensible retirement planning but when it comes to actually creating your personal retirement strategy and putting it into effect it doesn’t feel quite as straightforward. The reality is that, while there are lots of variables to consider, it isn’t as difficult to create an effective plan for retirement as you may think.

Read more

Understanding Tax-Free Savings Accounts (TFSAs)

/in , /by

A Tax-Free Savings Account is a powerful tool to help you achieve your financial goals. Whether you’re saving for a new home, planning for retirement, or investing in your children’s education, a TFSA can be a valuable part of your financial strategy. The flexibility and tax advantages it offers make it a great choice for many Canadians.

Remember, the sooner you start, the more time your investments have to grow tax-free. Every dollar counts when you’re planning for the future, and a TFSA can help you make the most of your savings.

Don’t wait until tomorrow to start planning for your future. Contact us today to begin your journey to financial security today.

Read more
Get in touch