Business Owners
Strategies to help increase your personal cash flow, keep key employees and protect your business.
Strategies for Families
Customized solutions based on you, plans for you to accumulate and protect your wealth.
Latest News
How To Use Insurance To Provide Your Family With Financial ProtectionMay 1, 2024 - 6:00 am
Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax UpdatesApril 22, 2024 - 11:02 am
2024 Federal Budget HighlightsApril 17, 2024 - 5:41 pm
Tax tips to know before filing your 2023 income taxApril 2, 2024 - 2:17 pm
Empowering Your Family’s Financial Future: A Comprehensive Guide to BudgetingApril 1, 2024 - 6:00 am
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2019 Tax Tips for Employees
/in 2019 Only, blog, Estate Planning, Family, Individuals, Investment, Retirees, RRSP, tax, Tax Free Savings Account /by Alto, Chang and Associates Financial ManagementNow that we are nearing year end, it’s a good time to review your finances. With the federal election over and no major tax personal tax changes for this year, 2019 is a good year to make sure you are effectively tax planning.
Financial Planning for Business Owners
/in blog, Business Owners, corporate /by Alto, Chang and Associates Financial ManagementFinancial Planning for business owners is often two-sided: personal financial planning and planning for the business.
Business owners have access to a lot of financial tools that employees don’t have access to; this is a great advantage, however it can be overwhelming too. A financial plan can relieve this.
A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them. For you, personally and for your business.
Insured Retirement Program
/in blog, Estate Planning, life insurance, Retirees /by Alto, Chang and Associates Financial ManagementFor higher income earners who wish to contribute more to their pension savings than they can benefit from under the plans which are subject to annual caps, options can be limited. The insured retirement program is an effective way to bridge the retirement savings gap for such individuals in a cost-effective way.